Cetera Retirement Plan Specialists | Contact Us
For new plan inquiries and support, contact our Retirement Plan Consulting Team.
844.881.PLAN
If you are an employer with a retirement plan administered by Cetera Retirement Plan Specialists, contact Cetera TPA.
For all inquiries:
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Cetera Retirement Plan Specialists | Plans
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Cetera Retirement Plan Specialists | EIN Requirement
The IRS requires an Employer Identification Number (EIN) for sole proprietors who establish a retirement plan.
Generally, a sole proprietor who (1) has no employees and (2) doesn't file any excise or pension plan tax returns doesn't need an EIN. In this instance, a Social Security Number (SSN) may be used as the Taxpayer Identification Number (TIN).
However, an EIN is required when a sole proprietor creates a retirement savings plan.
The fastest and easiest way to apply for an EIN is via the EIN Assistant directly on the IRS website. An EIN will be issued immediately so you can complete your retirement plan set-up request.
A few tips before you proceed:
- You must have a valid Taxpayer Identification Number (SSN, ITIN, EIN). Your EIN will not be linked to your SSN.
- Your application must be filled out in one session and cannot be saved.
- The session will time-out after 15 minutes if not in use. You may apply only once per day.
- You will immediately get an EIN after the form is completed.
If you have any questions, please email us at retirement@cetera.com or call us at (888) 926-0600.
This information provided is for informational and educational purposes. It is not intended to provide, and should not be construed as ERISA, tax, or legal advice or guidance. Employers should consult a qualified tax or legal advisor regarding their specific situation.
Affiliated Entities
Cetera Retirement Plan Specialists may provide third party administrative services (TPA) to clients of financial advisors who are affiliated with its family of broker-dealers and registered investment advisers. Cetera Retirement Plan Specialists is part of Cetera Financial Group. Cetera Retirement Plan Specialists and its related entities operate independently and there is no requirement for retirement plan clients of Cetera Financial Group firms to engage with Cetera Retirement Plan Specialists.
Cetera Retirement Plan Specialists | Account Access
PLEASE NOTE: The links above to third-party websites are provided for your convenience. When you click on these links, you are leaving Cetera’s website. Cetera is not responsible for the content, terms of use, or privacy policies of these third-party sites and is not liable for any technical issues or other consequences arising out of your access to or use of these sites or the technology, information, or programs made available therein.
Affiliated Entities
Cetera Retirement Plan Specialists may provide third party administrative services (TPA) to clients of financial advisors who are affiliated with its family of broker-dealers and registered investment advisers. Cetera Retirement Plan Specialists is part of Cetera Financial Group. Cetera Retirement Plan Specialists and its related entities operate independently and there is no requirement for retirement plan clients of Cetera Financial Group firms to engage with Cetera Retirement Plan Specialists.
Workplace & Retirement
*Data as of year-end 2025.
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Cetera Retirement Plan Specialists | Success
We appreciate your interest in connecting with us
We look forward to assisting you. A member of the Cetera Retirement Plan Specialists team will contact you soon.