The Insured Deposit Sweep Account is an excellent complement to your investment account with Cetera Wealth Services LLC. It allows you to protect your cash balances while still linking your FDIC-insured holdings with your investment account for more control and simplified management of your money. Select Insured Deposit Sweep Account as your sweep option, and available cash balances will be deposited into an interest-bearing, FDIC-insured deposit account at one or more financial institutions.

Some insurance companies pay Cetera Wealth Services or its affiliated or controlled insurance agencies sales commissions when they sell fixed annuities and life insurance (“Insurance Products”), and part of those commissions go to the Cetera Wealth Services insurance agent who sold the Insurance Product to you. Although we make available a wide variety of Insurance Products, we concentrate our marketing and training efforts on Insurance Products issued by a limited number of insurance companies (“Designated Insurance Companies”). Designated Insurance Companies have more opportunities to provide training and education to Cetera Wealth Servicess insurance agents and to attend or sponsor Cetera Wealth Services education and training meetings. The Designated Insurance Companies listed below pay Cetera Wealth Services amounts in addition to sales commissions to compensate Cetera Wealth Services for these enhanced marketing and training opportunities. These Designated Insurance Company payments generally consist of payments based on a flat fee or percentage of total premiums paid to a Designated Insurance Company. For fixed and fixed indexed annuities, Designated Insurance Companies pay us the greater of an annual flat fee or up to 50 basis points (0.50%) of the total purchase amount of their Insurance Products. Although these Designated Insurance Company payments are not paid to Cetera Wealth Services insurance agents, they benefit agents by allowing them to receive greater training and education and pose a financial incentive for us to promote Designated Insurance Company Insurance Products over other Insurance Products. The fact that we receive compensation from Designated Insurance Companies creates an incentive for us to recommend that you purchase products or services from them instead of other Insurance Product providers that do not make similar payments to us. This creates a conflict between your interest and ours.

Cetera Wealth Services LLC, headquartered in El Segundo, California, is a national, full-service registered securities brokerage firm, member SIA and SIPC (Securities Investor Protection Corporation) and is a FINRA registered securities broker-dealer and SEC registered investment adviser registered in all 50 states. This website is published in the United States for residents of the United States. Products and services mentioned in this website may not be available in all states. To request a prospectus or information, contact your Cetera Wealth Services investment professional. Cetera Wealth Services is not soliciting business in international jurisdictions where it is not registered.