Every great harvest begins with a single seed. The vibrant assortment of fruits and vegetables at your local farmer’s market is the result of careful planning, the right conditions, and patience. Growth takes time, and the reward is worth the wait.

These same principles apply to investing. Investment returns are not simply numbers that appear on a statement. They are cultivated over time, with yield serving as a portfolio’s silent workhorse. While often overlooked, yield from dividends and interest is a significant contributor to long-term performance. It plants the seed for future growth.

In this commentary, we roll up our sleeves and examine how investment yield drives returns and why its role is foundational to long-term investment success.